Shop in stores, pay later

Now you can use TPayLater to shop in your favorite stores, with low interest rate & up to 12 months installments.

Scan to Apply

Use your handphone to scan

Why Apply TPayLater?

Trusted payment method

Powered by Traveloka's technology, only for selected users.

Use it anytime, anywhere

Use PayLater in Traveloka, e-commerce, for online shopping, or in your favorite stores.

Total limit of up to Rp50 mio limit

Transact as you need with a total limit of up to Rp50 million*

No 'hidden' charges

You can see all fees and charges before you pay.

Use TPayLater in Your Favorite Stores

With In-store Transaction, you can use TPayLater to pay in your favorite stores, with a minimum transaction of Rp50.000. Currently, In-store Transaction is only supported by stores in Jabodetabek and Bandung. We'll be coming soon to your cities, so stay tuned!

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TPayLater Exclusive Promo

There are always special promos for TPayLater users.

How to Use TPayLater for In-store Transaction

Depending on each store, there are 2 ways to use TPayLater for In-store Transaction.

Pay via EDC

Coming Soon!

Pay via QR Code

1

Open transaction notification

Before you pay, the cashier will ask for your phone number. Make sure you give the same phone number as the one you registered for TPayLater.

2

Check transaction details

Make sure the amount is right.

3

Select installment plan

Choose plan that suits your need.

4

Input PIN

Make sure you enter the correct PIN.

5

Payment completed

You will receive payment confirmation instantly.

1

Tap 'Pay'

Open your Traveloka app and tap the QR icon at the top right.

2

Scan the QR code

Point your phone camera towards the QR code displayed at the store counter.

3

Check transaction details

Make sure the amount is right.

4

Select installment plan

Choose plan that suits your need.

5

Input PIN

Make sure you enter the correct PIN.

6

Payment completed

You will receive payment confirmation instantly.

Frequently Asked Questions

What do I need to prepare for In-store Transaction?

Make sure of the things below before using TPayLater for In-store Transaction.



  • You have sufficient limit


You can check available limit for In-store Transaction in your PayLater Account page.



  • You've reached the minimum amount of transaction


The minimum amount of transaction for In-store Transaction is Rp50.000.



  • The stores support In-store Transaction


Make sure the store you transact in has supported In-store Transaction. See the list of accepting stores above.



  • You have no outstanding TPayLater bills


Outstanding bills will affect the amount of available limit for In-store Transaction.

How to pay the bills for In-store Transaction?

1

Bill payments should be done via Traveloka App.

2

Open Traveloka App then tap PayLater icon.

3

On Your Usage tab, find a list of current and/or upcoming bills and choose the bills you want to pay. You can also select multiple bills to pay at the same time.

4

Select payment method. Currently, available payment method are bank transfer and Virtual Account.

5

Check the bill amount and make sure you pay in the accurate amount down to the last 3 digits.

6

Your payment is confirmed!

Need some assistance?

Anytime and anywhere, we are here to help you! Contact us.

Shop online now with TPayLater!

Not only on Traveloka App or your favorite stores, now you can also use TPayLater for transactions in selected e-commerce.

Learn more

Traveloka PayLater: A Convenient Payment Solution for Shopping at Your Favorite Stores


Traveloka PayLater is an innovative payment service from Traveloka that offers ease and flexibility for its users to order various products and services with the option to defer or pay in installments.


In the following explanation, questions such as "What can Traveloka PayLater be used for?", "What is Traveloka PayLater for?", and "Where can Traveloka PayLater be used?" will be exclusively answered for you!


What is Traveloka PayLater?


Traveloka PayLater is a feature that allows Traveloka users to purchase various products and services on the Traveloka platform as well as outside the Traveloka platform, such as retail stores, with payment options that can be deferred or paid in installments.


This service is very beneficial for those who want to plan a trip or shop without having to pay in full upfront.


What Can Traveloka PayLater Be Used For?


Traveloka PayLater offers incredible flexibility and can be used for various needs, including:



  • Flight Tickets and Hotels: Book domestic and international flight tickets, as well as accommodations ranging from hotels and villas to apartments.
  • Land Transportation: Book train, bus, and shuttle tickets for intercity travel.
  • Activities and Recreation: Explore and book various activities such as tours, entrance tickets to tourist attractions, and other recreational activities.


Where Else Can Traveloka PayLater Be Used?


In addition to travel and recreational needs, Traveloka PayLater can also be used in various retail stores. Here are some well-known retail stores where you can use Traveloka PayLater:



  • Electronics and Gadgets: FONEL, TokoPDA
  • Optics and Eyewear: Optik Melawai, OWL Eyewear, Bridge Eyewear
  • Lifestyle and Fashion: Miniso, Saturdays, Marhen J
  • Home Decor and Supplies: Dekoruma, Offo Living
  • Food and Beverages: Holycow, Holysteak, Growell Whole Foods, First Love Pattieserie
  • Health and Beauty: Kimia Farma Apotek, Erha Store
  • Sports and Fitness: Fit Hub, Rodalink
  • Others: BLP, XXI Cafe


How to Use Traveloka PayLater

  1. Activate PayLater: Register and activate the PayLater feature in the Traveloka app by following the provided instructions.
  2. Select Products or Services: Choose the product or service you want to order on Traveloka or participating merchants.
  3. Choose PayLater as Payment Method: On the payment page, select PayLater as your payment method.
  4. Determine Installment Period: Choose an installment period that suits your capability and needs.
  5. Confirm and Finish: Confirm your order and you’re done. You can enjoy the services or products you ordered with more flexible payments.


Benefits of Using Traveloka PayLater

  • Payment Flexibility: Pay with flexible installments according to your capability.
  • Fast and Easy Process: Quick and easy activation and usage process directly from the Traveloka app.
  • No Credit Card Needed: Does not require a credit card to activate and use PayLater.
  • Exclusive Promotions: Access to various exclusive promotions that are only available to PayLater users.


With Traveloka PayLater, planning your travels and shopping needs becomes easier and more convenient. Take advantage of this ease to enjoy a more pleasant shopping and travel experience without the burden of upfront payments. Activate Traveloka Paylater now and enjoy flexibility and convenience in every transaction!